Fund (Rotating Savings)

**Menu:** Platform Admin → Business Management → Clubs → Funds

Read-only or administrative view of funds across clubs for compliance and support.

Prerequisites

1. Platform admin access to club financial modules.
2. Clubs with fund option enabled appear here.

Page layout

• List: fund name, club, currency, AUM, active investors, status.
• Filters: club, status, date of last NAV update.
• Drill-down to club fund detail (support use).

Step-by-step

1. Open Clubs → Funds for cross-club audit.
2. Filter by club when investigating a ticket.
3. Verify last NAV update date — stale NAV triggers member complaints.
4. Escalate to club manager for policy changes; admin rarely edits club fund terms directly.

Tips

• Admin view is for oversight — operational changes happen in club panel.
• Suspend club fund at platform level only for compliance decisions.

**Menu:** Club Panel → Financial → Fund

Configure and operate the club's fund product(s).

Prerequisites

1. Fund option active on subscription.
2. Wallet integration for subscriptions/redemptions if cash flows through wallet.
3. Finance-approved fund prospectus and risk text for portal.

Page layout

• Fund list or single fund dashboard.
• Tabs: Settings, NAV history, Investors, Subscriptions, Redemptions, Reports.
• Actions: publish NAV, approve redemption batch, export investor list.

Step-by-step — launch a fund

1. Open Financial → Fund.
2. Create fund — name, currency, min subscription, fees.
3. Set lock period and redemption rules.
4. Enter initial NAV with effective date.
5. Activate fund when legal and banking ready.
6. Add fund page link in App Builder (native Fund page or dynamic content).
7. Announce to members via Notifications.

Step-by-step — daily operations

1. Update NAV on scheduled cycle (daily/weekly).
2. Review pending redemptions — approve or reject per liquidity policy.
3. Monitor Subscriptions for unusual large entries.
4. Export Investors report for accounting.
5. Answer member tickets with unit count and NAV date from investor detail.

Tips and common issues

**Menu:** User Portal → Drawer → Finance → Fund

Member entry point — holdings summary and actions.

Page layout

• Total value, unit count, latest NAV and date.
• Buttons: Subscribe, Redeem, History.
• Chart or table of NAV trend (if enabled).
• Risk disclaimer block — content from club/App Builder.

Step-by-step

1. Open Fund from finance drawer or native tab.
2. Read current NAV and minimum amounts.
3. Subscribe — enter amount; confirm wallet debit and units credited.
4. Redeem — enter units or amount; confirm lock rules message.
5. Track status in History until settlement completes.

**Menu:** User Portal → Fund → holding detail**

Per-fund breakdown when multiple products exist.

Step-by-step

1. Tap a fund card for detail view.
2. See unit balance, average cost if shown, pending redemption requests.
3. Download statement if club enabled export.

Tips for members

• Unit price changes with NAV — past performance does not guarantee future results.
• Redemption may take T+N business days per fund rules.
• Keep wallet funded for subscription requests.

NAV update workflow (recommended)

Member communication

• Announce NAV methodology once in Content or fund disclosure page.
• After large NAV move, optional Notifications explaining market context — reduces support volume.
• Redemption delays: proactive push when settlement exceeds published SLA.

Difference from project equity

• NAV publication is the critical club operational task.
• Platform admin = oversight; club panel = product ops; portal = subscribe/redeem.
• Quote member holdings from Investors detail, not from stale portal cache.